Medicare is health insurance for those 65 or older or with specific disabilities as well as people of any age that have end-stage renal disease. Medicare is broken down into parts A, B, C, and D. Each provides different levels of coverage and contains specific gaps in coverage.

Medicare Advantage plans are an alternative to Original Medicare. These plans sometimes called “Part C”, are offered by Medicare-approved private companies that must follow rules set by Medicare. To enroll in a Medicare Advantage plan, you must have Original Medicare, Part A, and Part B. 

Medicare Supplement (or Medigap) plans fill these gaps in Medicare such as covering coinsurance and deductibles. Some plans like Plan F cover foreign travel emergencies. There are many options for Medicare recipients and choosing the right option depends on your unique scenario.