Medicare quotes for you
Medigap fills in the gaps in coverage for Original Medicare, Part A and Part B, by paying the hospitals directly for cost-sharing expenses such as coinsurance, deductibles, and copayments for covered services you receive. There are ten different Medicare Supplement plans named by letters: A, B, C, D, F, G, K, L, M, and N.
Medicare Advantage plans may provide additional supplemental benefits while helping to reduce healthcare costs. It includes hospital and outpatient coverage and may have additional benefits such as: Routine Vision, Dental, Hearing, and Fitness Benefits. There are many different Medicare Advantage plans with varying cost structures and benefits
Does Medicare Advantage or Medigap suit your needs better?
Medicare Part A and B, also known as Original Medicare, covers many medical and hospital benefits. But Original Medicare doesn’t cover hefty expenses such as deductibles and copayments.
You can avoid paying such expenses if you get Medigap (Medicare Supplement) along with Original Medicare. Doing so will enable you to bridge the gaps in Original Medicare coverage and may save money each month. Medigap is not the same as Medicare Advantage and can only be combined with Original Medicare.
Alternatively, you may consider getting a Medicare Advantage Plan. Also known as Medicare Part C, a Medicare Advantage Plan works in place of Medicare Part A and B. Some of the Medicare Advantage plans may include prescription drug coverage with routine dental, vision, and hearing benefits.